Reduce FICA Costs and Offer Employees Real Wellness Benefits
*Average FICA savings per employee per year
Cut payroll taxes and boost employee benefits with a fully compliant wellness plan that costs you nothing.
Preventative Care Management Program Benefits
Tax Savings
Lower your payroll tax liability by an average of $600/year per employee with fully deductible wellness benefits.
Employee Health
Give employees better access to wellness services and incentives. Benefits include 24/7 telemedicine, prescriptions, and more.
Compliance
By combining an IRS Section 125 cafeteria plan with a SIMERP, PCMPs are designed to be fully compliant with all IRS and ACA regulations.
The program at a glance:
Ficava helps businesses unlock tax savings by offering a compliant, no-cost wellness benefit program to their employees.
Here’s the simple flow:
Employees contribute to the plan through a pre-tax payroll deduction—but their net pay stays the same.
The same amount is reimbursed post-tax, so employees are made whole each pay period.
The employer sees significant FICA tax savings—typically over $600 per employee, per year.
The deducted funds are used to provide real wellness benefits, including preventive care tools, telemedicine, and Rx discounts.
The program is fully compliant with IRS Sections 105, 106, and 213(d) as well as ACA mandates.
With zero net cost to employees, no increase in employer spend, and full compliance built in, it’s a win for HR, Finance, and your workforce.
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