Earn Recurring Revenue by Helping Your Clients Save on Payroll Taxes

Are you a commercial insurance broker, tax advisor, HR consultant, or business services provider? Join the Ficava Partner Program and earn up to $25/month per enrolled employee by referring your clients to a tax-saving wellness benefit they’ll thank you for.

This isn’t just another perk. It’s a fully IRS-compliant Preventive Care Management Program (PCMP) that helps employers save on payroll taxes while giving employees real, no-cost health benefits like telehealth, prescriptions, and wellness coaching.

How It Works (High-Level):

A PCMP is set up as a Section 125-compliant pre-tax wellness benefit. Employees see no change to their take-home pay, but gain access to valuable health services. Employers reduce their FICA tax burden by an average of $600 per employee per year, after using a portion of those savings to fund the benefit.

The program is fully managed by our partners—from setup to payroll integration to employee communication and compliance. There’s no extra work for you or your clients.

What Your Clients Get:

  • $600+/year in payroll tax savings per enrolled employee

  • No out-of-pocket costs or disruptions to health plans or operations

  • Automated implementation and ongoing compliance

  • Improved employee benefits without increasing overhead

  • A win-win: they cut costs and boost retention

What You Get:

  • Up to $25/month per enrolled employee, paid directly to you

  • Recurring revenue for the lifetime of the enrollment

  • Full support, onboarding tools, and access to marketing materials

  • A strategic, high-ROI solution to bring to your clients today

Earning Example:

  • Client Size: 100 Employees

  • Client’s Annual Payroll Tax Savings: ~$60,000

  • Your Commission: $25 x 100 = $2,500/month

  • Annual Recurring Revenue: $30,000/year

Now imagine doing that 3–4 times.

Ideal Referral Partners:

  • Commercial Insurance Brokers

  • PEOs and Benefits Consultants

  • Payroll Providers

  • Fractional CFOs / Tax Professionals

  • Business Coaches and Advisors

If you serve small or mid-sized businesses, especially in industries like hospitality, healthcare, construction, or retail, this is an easy value-add with real financial impact.

Ready to unlock new revenue while helping your clients save?
Apply now to become a Ficava Referral Partner and start earning monthly commissions on a solution that delivers real results.